How to Get 2% Cash Back with the Citi® Double Cash Card

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Are you looking for ways to further maximize your credit card? Then you should check out Citi Bank’s Double Cash Card, which helps you earn as many points as you want, with no caps or restrictions.

With a high rewards rate, no annual fee, and a longer introductory APR period on balance transfers, this credit card is the ultimate must-have for any shopper.

Aside from the already mentioned features, Citi Bank’s Double Cash Card also lets you earn cashback twice on all purchases. Curious to know more about this card? Read on to see how you can get 2% cashback on your purchases.

How to Get 2% Cash Back with the Citi® Double Cash Card
Image source: CNN.com

The Citi® Double Cash Card: 2% on Everything

Although there is a lengthy list of cashback credit cards to choose from, Citi Bank’s Double Cash Card remains to be one of the best among all offers available in today’s market.

Its main selling point is the 2% cashback on every purchase, which comprises 1% cashback when you make a purchase, and another 1% back when you pay it off.

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Offering superior flat-rate cashback, this credit card stands as one of the best options for anyone looking for ways to get some extra value from his or her everyday spending.

Aside from its striking 2% cashback on everything, the card also features $0 in annual fees, 0% on Balance Transfers for 18 months, 24-hour fraud protection, as well as $0 liability offer for unauthorized charges.

How to Get 2% Cash Back with the Citi® Double Cash Card

Availing the credit card’s 2% cashback feature has never been easier. To simply explain, the card will reward you in two ways. To start, simply make a purchase on any item. Once you’ve made it, the card will automatically grant you a solid 1% cashback.

Later, as you make payments for the purchase, whether in full or over time, you will automatically earn an additional 1% cashback, creating a 2% in total.

In order to achieve this, all users must pay at least the minimum payment due on time. It must also be noted that users can not earn points based on balance transfers, cash advances, account fees, interest, or returned items.

As a bonus, users can also redeem the cashback they have earned with the Citi® Double Cash Card for checks and statement credits. In order to do so, they’ll have to accrue a rewards balance of at least $25. You can see all this information on the Citigroup website.

Once they have the required amount, they can redeem their cashback by requesting a check of at least $25, redeeming for a statement credit for at least $25, or redeeming for a credit to their linked Citi savings or checking account.

Cardholders can additionally receive rewards to a checking account from which they’ve paid a Citi credit card bill at least two times.

Understand the Rates and Fees

After the 0% APR period is over, this card will carry an APR in the range of 13.99% – 23.99%. Do note that the APR you receive is dependent on your own creditworthiness.

There is no annual fee with this card. However, there is a 3% charge on all foreign transactions.

Contact the Bank

To learn more about this offer, contact the bank at 1-888-201-4523. In addition, their main office is located at 388 Greenwich Street New York, NY 10013.

How to Get 2% Cash Back with the Citi® Double Cash Card
Image source: thewirecutter.com

Conclusion

In the end, having 2% cashback on all purchases is a tough deal to beat. If you’re looking for ways to earn more as you go on with your day-to-day purchases, the Citi® Double Cash Card stands as one of the best cards to try.

To know more about this card, be sure to visit the bank’s official site today.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.

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