Tesco Bank ClubCard MasterCard, 26 Months 0% Interest – How To Apply


Most working adults want to make every purchase count. From buying groceries to paying bills, it is important to ensure that every penny is wisely spent. One way to do this is by getting a credit card.

As long as you pay your statement on time to avoid paying credit card interest, using a credit card to make purchases is a great way to ensure that you get the most out of your money. Look for a card that has a rewards program that allows you to earn points.


Individuals looking for a credit card with the longest introductory period might want to check out the Tesco Bank Purchases Credit Card. Moreover, this card also has a great rewards program. Here’s what you need to know.

Tesco Bank ClubCard MasterCard, 26 Months 0% Interest - How To Apply
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Tesco Bank ClubCard Mastercard Features & Benefits

One of the most important benefits of the Tesco Bank ClubCard Mastercard is its 0% interest period on purchases for up to 26 months. This card has the longest interest-free period on purchases among Tesco Bank’s offerings.

You can also earn Tesco Clubcard points for every qualified purchase you make. For every £4 you spend in Tesco, you will earn 1 Clubcard point.


You will also get 1 point for every £8 you spend outside Tesco. Earning these points is easy as you can get them for almost anything you buy.

Tesco Bank ClubCard Mastercard Disadvantages

Keep in mind that the bank may offer a 0% interest period of 20 or 14 months depending on your personal situation.

Moreover, the bank can also withdraw the introductory rates if you fail to pay the minimum payment on time and in full. In addition, there are some products at Tesco that are not qualified for Clubcard points.

Tesco Bank ClubCard Mastercard Eligibility

In order to qualify for this card, you must have a minimum annual income of £5,000. You must also be at least 18 years old with a positive credit background. Make sure that you do not have more than 1 Tesco Bank Credit Card.

Moreover, the bank has residence requirements. You must be a UK resident or have a British Forces Post Office address. Just make sure that you have not applied for a credit card with the bank in the past month.

How To Apply

Interested in applying? Simply head on to the Tesco Bank website and click on the ‘Apply Now’ button. Make sure that you have all the required documents on hand to make your application go smoothly.

You will need proof of residence, specifically your address history in the past three years. The bank also requires proof of annual and monthly income. Lastly, you will need to disclose your bank number, sort code, and other credit cards.

Tesco Bank ClubCard MasterCard APR & Charges

  • Annual fee – £0
  • Interest rate – 19.94% to 26.9% APR
  • Cash advance – 3.99% handling fee with a minimum of £3
  • Late payment – £12

Tesco Bank Address & Contact Details

For credit card customer service, call 0345 300 4278. You can also write to the bank and mail it to Tesco Bank Credit Card Operations, PO Box 27028, Broadway One, Glasgow, G2 9FT. You can also get in touch with Tesco using Twitter and Facebook.

Tesco Bank ClubCard MasterCard, 26 Months 0% Interest - How To Apply
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With the Tesco Bank ClubCard MasterCard, you make your purchases count. In fact, you can make the most out of your transactions through the Clubcard points. Visit their website to apply.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.