How to Get an M&S Bank Shopping Plus Credit Card

For some people, shopping is a therapeutic activity and you can get that with M&S Bank Shopping Plus Credit Card. After all, it helps people get the things they need while helping take their mind off things.

With this, it is important to have a credit card that lets you make the most out of your purchases. When choosing a type of card that goes best with your lifestyle, you might want to look into shopping-focused ones.

From rewards and promotional offers, you can never go wrong with such a card. The M&S Bank Shopping Plus Credit Card may be what you are looking for. Want to know more about this card? Read on.

M&S Bank Shopping Plus Credit Card Application

M&S Bank Shopping Plus Credit Card Features and Benefits

M&S Bank Shopping Plus Credit Card is known for its promotional offers. You can enjoy 0% on purchases for the first 20 months of holding your card. The same rate applies to balance transfers for the same period, but with fees.


This card also lets you enjoy an interest-free period. When you first receive your card, you can get up to 55 days with 0% interest when you pay your balance full and one time every month.

A great thing about this card is that you can earn points for every transaction you make using it. There is 1 point for every £1 spent in M&S. And you can also get 1 point for every £5 you spend on other establishments or merchants.

You can also get bonus points with this card whenever you make transactions related to food, clothing or home at M&S. You can get 500 points worth £5.

Application Process & Requirements

If you are interested to own this card, you need to make sure that you are eligible to apply. You must be over 18 years old and a resident of the United Kingdom. You should also be willing to be subjected to credit register search and credit scoring courtesy of M&S.

Be ready to supply info such as a residential address, employment history, income, email address and the account number and sort code of your bank or building society. You will also need your previous address if you have been in your current residence for under 3 years. Head on to their website and click on Apply to proceed with the application.

Rates & Charge

  • Annual Fee – none
  • Interest Rate – 19.9% APR
  • Cash Advance – 23.9%
  • Late Payment – £12

M&S Bank Shopping Plus Credit Card

How To Contact M&S Bank Shopping Plus Credit Card

If you have questions about this card, just give the bank a call at 0345 600 5860 or apply via phone at 0800 997 996. You can also get in touch with the bank via Internet Banking and Live Chat.

For sending mails, you can contact the bank by sending posts to M&S Bank, PO Box 10565, 51 Saffron Road, Wigston, LE18 9FT.

M&S Bank Shopping Plus Credit Card Conclusion

Having a credit card that lets you shop without hassle, complete with perks and rewards. This way, you do not have to worry about your transactions, while getting additional value on top of your purchases and service availed.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.