HSBC Purchase Plus Credit Card, 18 Months 0% Interest – How To Apply


Credit cards are useful in a variety of ways. If you are looking into transferring a balance from another credit card and also need a card for an upcoming purchase, the HSBC Purchase Plus Credit Card is one of the best choices.

Aside from a solid combination of zero-interest for purchases and balance transfers for up to 18 months, cardholders can also enjoy the attractive feature of no annual fee. The Visa flagship also gives cardholders exclusive rights to Visa holder discounts.


Intrigued? There is even more to the Purchase Plus Credit Card that you will want to know. Read on to find out about the requirements, benefits, fees, and charges associated with using this credit card.

HSBC Purchase Plus Credit Card - How to Apply

Benefits Of The HSBC Purchase Plus Credit Card

With no annual fee to worry about, this credit card is competitive simply because cardholders can clear off debt easily with the 0% interest on balance transfers up to 18 months.


The period is relatively shorter compared to what other cards offer, but this is valuable because of the no annual fee feature.

Thanks to Visa, cardholders can also take advantage of the discount offers and cashback perks. This is an additional benefit exclusive for Visa credit cardholders only. Discounts of up to 20% can be availed by simply using the credit card for payment.

Managing your money and transactions is made easy and hassle-free with the HSBC Mobile Banking App. Make payments at the tip of your fingers and manage personal accounts all in one platform.

You will also enjoy contactless transactions, as well as supplementary cards for family members who are at least 18 years of age.

Are You Eligible For This Offer?

To qualify as a cardholder, applicants need to be over 18 years of age, employed, and earning a minimum annual income of £8,500 or more. In addition, credit rating also matters in identifying the credit limit of the card and the interest rate.

HSBC has the right to decline applicants with no credit history, poor credit rating, or those with a lower annual earning.

HSBC Purchase Plus Credit Card Application

To apply for the HSBC Purchase Plus Credit Card, choose Purchase Plus Credit Card then click on Apply Now, and fill out the online form on the HSBC website.

HSBC will ask about your personal information, employment, permanent address, and existing mortgages or loans. A decision is already available minutes after you submit the application online.

Fees And Charges

  • Annual Fee – £0
  • APR – 22.9% Variable
  • Interest Rate – 22.9% to 25.9% on purchases
  • Balance Transfers – 22.9% to 25.9%; 1.736% monthly
  • Cash Charge – 2.99% handling fee, minimum £3
  • Foreign Transaction Fee – 2.99% of Sterling amount
  • Late Payment Fee – £12
  • Over Credit Limit Fee – £12

Contact HSBC

To learn more about this offer, you can call the ban directly. If you are an existing customer, dial 03457 404 404. Alternatively, if you do not currently have an account with HSBC, you can call 03456 040 626.

You can also find their main office at 1 Centenary Square, Birmingham B1 1HQ.

HSBC Purchase Plus Credit Card, 18 Months 0% Interest – How To Apply
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Get your hands on the HSBC Purchase Plus Credit Card to enjoy zero-interest for balance transfers and interest on purchases. For 18 months, you can take advantage of the sign-up promo to clear off debt from another card or for a big purchase.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.