How to Get an Ocean Finance Credit Card

Have you ever wished for cash that’s always within reach? Credit cards allow us to tap into funds whenever we need more funds. However, with so many offers on the market, it is quite difficult to choose the one that fits us best. 

Ocean Financial credit card comes in to support anyone who wants a credit card and to be their customer. The clients can use their services worldwide, and the bank is very protective of it's security measures. 

You can check if this product suits you by going through the following sections. We discuss benefits, features, how to apply, and much more!

Credit Card Features

It gives you protection for your money and cashback for shopping. You also have a mobile app and contactless cards waiting for you if you choose this product.

Also, this card can help you with your financial emergencies and with your hotel bookings because of the digital wall that is in the mobile app. Lastly, you can personalize your credit card with your photo.

Benefits

You have a digital wallet just to see your account anytime; you don’t need to have a balance for transfer fees. You can access up to £1,500 in less than 1 minute. Additionally, the application process is speedy – only 60 seconds, and you get your response. 

Discount and Point System

You do not have any transfer balance fees with this credit card. It also gives you cashback when you are doing online shopping. You can use the digital wallet on your bookings and for any personal emergencies. 

Pros,Cons, and Eligibility

You can access up to £1,500 in less than 60 seconds if you are eligible for the credit card using the QuickChecker. Clients will have access to the app and a digital wallet on their phone, and they can use the money for shopping or for bookings if they go on holiday. The clients will not have any balance transfer fees.

They can pay up £30 with the contactless card without inserting any PIN Code or directly with their mobile phone. Ocean Finance gives a lot of protection to is customers through the secured payments. Also, if your credit card is stolen or lost, the issuer will freeze your credit card automatically.

Lastly, it is important to note that this card is very useful for people with a low credit rating. All you need to do is be a responsible borrower and make your payments on time, as this will help you improve your credit rating and extend your credit limit.  

Additionally, the credit card issuer has up to 39.9% annual percentage rate. Also, there are no significant discounts or points earned with this card.  

How to Apply

You need to be over 18, and with a quick check on their website, you can receive an answer in less than 60 seconds. If you go on QuickChecker and insert all your information there, you can be eligible for £1,500 in less than 60 seconds. 

Fees and Interest

Ocean Financial has up to a 39.9% annual percentage rate. The clients don’t have any balance transfer fees. Make sure you make all of your repayments on time to avoid extra charges. 

Contact Details

Ocean Finance is located at the following address.

Mosley Road, Trafford Park, Manchester M17 1FQ, United Kingdom.

For more information regarding credit cards, you can also call 0344 481 2812 from Monday to Thursday between 9 am and 8 pm, and on Friday from 9 am to 5:30 pm.

Alternatively, you may also email them at contactus@oceanfinance.co.uk

Conclusion

If you want to access quick cash and to have a digital wallet, Ocean Finance might be the best choice for you. You can check this for yourself on the Ocean Finance website. Also, Ocean Finance credit card comes to support people who have a bad credit history.

Using this card helps you rebuild your credit rating, as long as you keep up with the repayments. By being a responsible borrower, you can tap into a larger pool of resources. 

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.