If you are looking for a low limit credit card, Marbles can be the right choice for you. This credit card offers you the possibility to have quick access funds, and it also has great feedback from its customers.
Having an eligibility check before you apply for a credit card is the right choice going if you do not want to go through a rejection.
If you are a UK resident and over 18, you have probably heard about this credit card and what it can offer. Marbles is a “credit builder” for those who have a bad history with poor credit or for those who don’t have a history of having a credit card. Nonetheless, we will have a closer look at Marbles’ benefits, credit card features, and how to apply.
Credit Card Features
Marbles’ credit card comes with a 34.9% APR (Annual Percentage rate) on purchases and 39.9% on cash withdrawals. You can start your limit as low as £100-£250, and it can go up to £1200. If you increase your limit, you will see some positive changes that impact your credit score.
You have free text reminders from the issuer about your payments, and you do not have an annual fee for this credit card. You can request a limit increase with Marbles every four months.
Marbles come in support of the people by using the credit builder tool and helping them pay the minimum that they can afford and staying under the credit limit.
Benefits
You can start your limit from £100 and to go up to £250 in your first four months of using Marbles, and it can go up to £1200. You also have free text reminders about your payments and staying under the credit limits, and you do not have an annual fee for this credit card. As the credit limit increases, the issuer can request a limit increase every 4th month.
For those who are new to the credit line, Marbles can be very flexible regarding their terms and conditions, their teams of collections specialists can give them periods of grace if they see they are good payers.
Discounts and Points System
At the moment, Marbles do not offer any discounts or any rewarding point system for its customers.
Pros, Cons, and Eligibility
On the bright side, Marbles can be an excellent choice for those who seek a low credit card or for those who don’t have a history in accessing a credit card before. The issuer can give periods of grace to those who exceed their credit limits. The service benefits are free text reminders about the payments and having no annual fee.
On the other hand, Marbles is not for the people who are seeking a low APR, or for those who want to carry the balance from month to month. Also, it is not usable abroad for payments or money transfers.
It is very easy applying for Marbles with a quick search on the eligibility checker online, and you will have a quick response in a few minutes. With a quick search on their website, you can check your eligibility in a couple of minutes by clicking here.
How to Apply
By using the eligibility checker, you are closer to own a Marbles credit card. Once you finished filling all the forms, you just need to wait for their response regarding your application.
Fees and Interest
Marbles credit card comes with a 34.9% APR on purchases and a 39.9% on money transfers. Also, the credit card has a 0% annual fee.
Contact Details
You can contact them online directly on their website by making an account and log in into the account manager. Or you can call on the phone for customer support.
Customer service 0800 328 2523
You can also send them mail in the next post office, PO 136, Sheffield, S98 1HB, United Kingdom.
Conclusion
If you are looking for a low credit limit card to build up your credit score, Marbles might fit perfectly for your needs. Marbles can show flexibility when it comes to their products. And they give you periods of grace or they can increase your limits every 4th month.
Note: There are risks involved when applying for and using credit cards. Consult the bank’s terms and conditions page for more information.
