It is time you got some credit for your spending habits, and that's where cash back apps come in. If you want to get credit for your day-to-day spendings you can find an app for that. Cash backs will reward you for the money you spend.
Developed to change how customers shop and save, these mobile apps can help you earn a little cream on your spending. Having one of these apps on your mobile device, you can now shop, have fun, and save extra money in return.
There are many credit card options now and that's why credit card companies want to earn your business. This means they're pulling out all the stops to make sure you spend your bucks with them. We've compiled a list of the 3 best cash back apps for you up next.
My Points
Serving as a rewards program, My Points app comes as an impressive platform that lets you enjoy up to 40% cash back. The cashback is on purchases spent at over 2,000 common retailers, including Target, Walmart, Amazon, Old Navy, eBay, and Home Depot.
To make the service even more rewarding, the app lets you earn more points by simply completing a variety of easy-to-do activities. These activities include reading emails, playing games, watching fun videos.
Once you’ve collected enough points, you can redeem them in exchange for gift cards from your favorite brands. The app is now available on both Apple Store and Google Play.
Swagbucks
Next to our list is none other than the popular Swagbucks. Launched in 2008 and operated by Prodege, LLC, the app serves as a rewards and loyalty-program operator. It grants users coupons, promo codes, sales, and cashback.
Similar to My Points, you can collect points by shopping, answering surveys, and watching online videos. The points you receive can be redeemed for gift cards from retailers or cash back from PayPal.
To date, Swagbucks boasts of already paying a total of $418,748,371 to its users. To get the app, simply download it from Apple Store or Google Play for free!
Dosh
Last but not the least, it’s hard to discuss cash back apps without mentioning the popular Dosh application. Boasting of its simplicity, convenience, and speed, the app comes as one of the best bets you could have in the cash back scene.
To take advantage of the service, you’ll only need to link your credit card to the app, shop as usual, and earn points whenever you make purchases at the app’s participating businesses, including Amazon, Starbucks, and more. Typically, cash back on the app can range from 2% to 3%, but in some cases, you can also score up to 10% via certain deals and promos.
To use the app, simply download it from Apple Store or Google Play for free.
The Bottom Line
You don't have to spend gazillions to earn rewards on credit cards if you do your homework. Whether you’re just simply shopping, trying out some surveys, or watching fun videos online, these three top-rated apps will pay you for playing.
