GO Mastercard Credit Card – How to Apply

Are you looking for a credit card with a longer interest-free period for purchases? With the GO Mastercard Credit Card, you can get up to 55 days of an interest-free period with no annual fee to worry about. This card lets cardholders earn rewards points and has a pay later facility available. 

The GO Mastercard Credit Card can be used for big purchases including furniture or appliances. Cardholders can choose to pay in installments with zero interest to settle the balance and purchase the item. Additionally, you can also earn and redeem points for every eligible purchase. 

There’s more to the Go Mastercard Credit Card than the interest-free offers. Discover what other perks and benefits to enjoy using this card. Read on to know more about the application process, requirements, and other information about this credit card. 

GO Mastercard Credit Card - How to Apply

Features of the GO Mastercard Credit Card

The highlight of this credit card is the interest-free offer that gives cardholders control over spending. With the GO Mastercard Credit Card, you can buy anything you want and enjoy flexible payment options that suit your budget. 

The Interest-Free Payment Plans are suited for consumers who need to buy pricey goods such as home appliances, furniture, and other gadgets. Cardholders can make extra repayments at any time in order to reduce the balance. 


The GO Mastercard Credit Card has three repayment plans available. One is the interest-free plan with a six-month repayment period. With this plan, you can pay more than the minimum payment per month, with no surprise charges. 

The other two plans are Buy Now, Pay Later and Installment interest-free. For the Buy Now, Pay Later, cardholders can make any payments during the promotional period and do not pay any interest. 

The GO Mastercard Credit Card Application Process 

To apply for this credit card, you need to visit the GO Mastercard website and apply online. You can get a response in less than a minute and you can immediately use the card once the account number is provided. 

To be a cardholder, you need to be at least 18 years old, a resident of Australia, and employed. Temporary residents need to hold a visa valid for the next 12 months. Applicants also need to provide proof of age in the form of an ID or passport, income details, and employer’s contact information. 

Fees and Charges 

The GO Mastercard Credit Card has no annual fee but the interest rate is high at 22.74 percent. The cash advance fee is equivalent to 3% or $3, whichever is higher. If you missed the interest-free period, you will be charged $30 for the late payment fee, on top of the interest for balances. 

Contact Information

For queries and concerns, you can reach the customer solutions team at 1300-462-273 and +61 1300-462-273 for calls overseas. You can also mail your concerns at GO Mastercard Customer Solutions, GPO Box 1300, Melbourne Victoria, 3001. 

GO Mastercard Credit Card - How to Apply


Having the GO Mastercard Credit Card in your wallet is an advantage because you can make big purchases without recurring interest. As long as you settle your payments on time and make minimum payments, you don’t need to pay for interest using this credit card. 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information